New Changes Regarding Your Home Loan

Beginning on February 1st of the this year, Freddie Mac has begun to require lenders to look back 120 days into a buyer’s credit files to see there are any signs a buyer is applying for credit anywhere else.   Then lenders must check to see if these applications were approved.   If the lenders findings expose new debts,  a buyer’s  mortage loan could be affected.   If this is the case your lender might have to revise the terms of your loan.

Leave a Reply